Michigan ranks as the 10th best state to live in according to a new study. Here are some of the pros and cons of living in Michigan right now.

Michigan has a lot of pros and cons for living in the state. Some of the pros are that there is a large amount of jobs, good education system, and affordable housing. The cons are that it can be very cold, you have to pay taxes on your home value, and it is not as safe as other states.

Before You Move To Michigan, Here’s What You Should Know

If you’re thinking about relocating to Michigan, the advantages and disadvantages of living in Michigan will be interesting to read.

That’s precisely what I’ve got planned for today. Specifically, ten advantages and disadvantages of relocating to Michigan.

Whether you’re retiring, moving to Michigan for a new career, or just seeking for a new start, there’s a place for you in Michigan. I’m in a new location.

We’ve covered all of the fascinating aspects of living in Michigan. So, let’s get this party started.

And take a look at the top benefits and drawbacks of living in Michigan…


I may get compensation for purchases made via links in this article at no cost to you.

The Benefits and Drawbacks of Living in Michigan

To get us started, here’s a quick rundown of Michigan’s advantages and disadvantages.

  • Various lifestyle options
  • Affordability of living
  • A lot of natural beauty
  • Possibilities for higher education
  • There are many enjoyable activities available.
  • Winters are cold, snowy, and gloomy.
  • Transportation infrastructure is in bad shape.
  • Economic opportunity is sporadic.
  • A college education comes at a high price.
  • Governance that is questionable

In a minute, we’ll go through each of these advantages and disadvantages of living in Michigan. But first, I’d want to draw attention to and respond to a critical question…

Is It A Good Idea To Live In Michigan?

If you’re debating whether or not relocating to Michigan is a smart option. Then start with these considerations…

The Advantages of Living in Michigan

There are many compelling reasons to relocate to Michigan. Please allow me to explain…

To begin with, you have the option of choosing your Michigan lifestyle.

From small-town life to big-city living. It may be one of the country’s top 30 cities. This is the city of Detroit.

While also knowing that you’ll always be near to stunning outdoor surroundings. Thousands of kilometers of coastline are included. And there’s the countryside, which has over 10,000 lakes.

Furthermore, you can have it all without breaking the bank. Because both housing and other expenses are reasonably priced.

Add to it the fact that there are some outstanding colleges and universities. For the purpose of advancing your or your family’s upward mobility.

There are also plenty of enjoyable activities to see, do, and participate in. In “The Mitten State,” as it is called. Because of the land’s unusual form.

However, a review of Michigan’s advantages and disadvantages would be incomplete. Without delving into the opposite side of the debate…

Let’s get started…

Reasons Why You Shouldn’t Move To Michigan

The weather is first on my list. Because of the lengthy and severe winters. There’s a lot of snow and it’s chilly outside.

Furthermore, the sky are overcast and drab for the most of the day. For anybody who need a large amount of sunlight.

Then there’s the matter of getting around. It is difficult due to the snow and chilly weather.

In addition, many of the state’s roadways are in bad shape. Furthermore, car insurance is very expensive in this city.

Yes. As I previously said, there are several great colleges and institutions across the state. However, tuition is very expensive. In return for obtaining a college diploma.

Finally, the state’s governance record isn’t exactly stellar. There are a number of high-profile instances that back this claim.

Okay. We’ve finally taken care of the highlights of Michigan’s quality of life.

So, let’s get into the specifics of the ten advantages and disadvantages of living in Michigan…


A Wide Range Of Lifestyle Options

Whether you’re a city professional or not. I’m the kind who lives in a college town. Alternatively, think of yourself as someone who enjoys being outside.

Every lifestyle option is catered to in the state. From small-town life to big-city living. And there are lots of alternatives in between.

Here’s what I’m talking about…

In Michigan, urban living is the norm.

In terms of urban life, Detroit is the state’s leader. Since the Detroit-Warren-Dearborn metropolitan region has a population of over 4 million people.

For the city slickers in the crowd. Make a point of visiting Midtown. One of the most popular neighborhoods in Detroit.

It’s sandwiched between two other Detroit neighborhoods. New Center and Brush Park, in particular. Midtown serves as a link between them.

You’ll discover the following restaurants, bars, and stores among the plethora of restaurants, bars, and shops:

  • Wayne State University is a public university in Detroit, Michigan.
  • Orchestra of the Detroit Symphony
  • Detroit’s Museum of Contemporary Art (MOCAD)

However, you claim that you are not a big-city person. That’s OK. This is why…

In Michigan, you may live in a small town.


Hundreds of tiny settlements dot the landscape of this state. So you may relax and unwind.

With none of the annoyances that come with living in a large metropolis. In a more welcoming atmosphere for families.

For individuals who want a more isolated small-town lifestyle. Take, for example, the state’s upper peninsula. UP (short for “up”) is the abbreviation for “up.”

It’s a densely wooded area. Extending from Wisconsin’s northeastern border. Three of the Great Lakes are accessible from the shore.

The lower peninsula has access to the UP. But only by crossing the Great Lakes on the Mackinac Bridge.

It’s a fantastic location for those of you who like being outside. Hunting, fishing, camping, and boating are all near by.

However, it’s possible that Detroit is too large. And then there’s the UP to remote.

Then there’s another one of the greatest aspects about living in Michigan. It includes choices that are somewhat in the middle.

In Michigan, you may live in a small town or a college town.

You should also think about Grand Rapids.

It is the state’s second-largest city. With a population of about 200,000 people, it is one of the most populous cities in the country.

It is often regarded as one of the finest communities in the United States. Because of its overall high quality of living.

Do you, on the other hand, need to live in an area where you can get a sense of the academic atmosphere? Then have a look at these fantastic college towns:

  • Ann Arbor is a city in Michigan.
  • East Lansing is a city in Michigan.
  • Kalamazoo
  • Mount Pleasant is a town in South Carolina.

Next on our list of reasons to call Michigan home is the fact that it’s a great place to raise a family. What effect will this have on your bank account?

Let’s talk about it…

Cost Of Living Is Reasonable

And you’ll be pleased to learn. That Michigan’s average cost of living is very affordable.

Allow me to back up that assertion with some statistics. BestPlaces.net provided this image…

When it comes to housing costs in Michigan,

Anyone who has read some of my money management articles knows what I’m talking about. You already know that housing expenses will account for the majority of your monthly expenditures.

Here’s the good news regarding house prices in this area…

The median house value is approximately 30% lower here. If you compare it to the national average, you’ll see a significant difference.

Rather than buying, are you looking to rent? I see your point. Because buying a house entails a significant financial investment.

The state, on the other hand, will not let you or your budget down.

Because the rent for a two-bedroom flat is likewise extremely low. Running about a quarter of a percent less than the national average.

Other Living Expenses in Michigan

You’ll also be able to save some money. To help you balance your budget even more.

Groceries, for example, are approximately 6% cheaper. A 14 percent reduction in healthcare costs. The cost of utilities is comparable to the rest of the nation.

Unfortunately, transportation costs will be greater in this location. Later, I’ll have more to say about it.

But that’s all I’ll say about it. This state is well-known for its cheap living costs.

Do you still wish to cut some costs from your budget? If that’s the case, I recommend the following techniques and tools…

Living in Michigan: Money Saving Tips (or anywhere)

First and foremost, keep your credit score good. So you can obtain the greatest mortgage offer possible. A new apartment contract, for example.

You may get a free score check. Credit Karma is a service that allows you to keep track of your credit score. Then raise it to the greatest possible level.

You may, on the other hand, be ready to purchase a home. Because they are reasonably priced in this area.

If that’s the case, go to Lending Tree to compare mortgage rates.

After that, get your money back. From all of your purchases made on the internet. By downloading and installing the Rakuten cash rebate app.

To get money back in the form of rebates. You may save money on Amazon purchases as well. It’s a fantastic method to save cash.

Plus, there’s a bonus. Rakuten even throws in a ten-dollar bonus. After boarding the ship.

Then, when it comes to food shopping, you may save even more. In your neighborhood supermarket.

It doesn’t matter whether you shop at Kroger, Meijer, Walmart, or Save A Lot. Because they are the shops in Michigan with the most locations.

Use the Ibotta cashback app to do so. To help you save money on groceries.

Living in Michigan, What Is The Best Way To Manage Your Money? (or anywhere)

Finally, but certainly not least. It is critical to have control of your whole financial situation.

When weighing the benefits and drawbacks of relocating to Michigan. Or, for that matter, anywhere.

Whether you’re putting together a budget. You’re just checking your accounts on the internet. Managing your investments, for example.

Complete these things fast and at no cost. By utilizing Personal Capital’s online tool.

Because Personal Capital allows you to save time. It also makes money management less of a hassle. It certainly did for me.

Don’t let this opportunity pass you by. Because all of these ideas and techniques are applicable no matter where you choose to reside!

And they’re all completely free to join and utilize.

So don’t put it off any longer. Start saving and organizing your money. Before, during, and after your big move, make sure you have everything you need.

Okay. Enough with the money.

The advantages and disadvantages of living in Michigan must be discussed more…

There’s a lot of scenic beauty here.

It’s one of a kind here. In comparison to other Midwest regions. Because this state is surrounded by so much water.

It’s almost as if you’re living on one of the ocean’s shores. Because of the Great Lakes’ enormous water features…

In Michigan, you may live near the Great Lakes.


It’s really incredible. The fact that four of the five Great Lakes are bordered by the state’s coastline.

The Upper Peninsula as well as the Lower Peninsula. Only have access to the lower 48 states on one side of their property.

To the south of the Lower Peninsula is Indiana, a state in the Midwest. Second, to the southwest of the Upper Peninsula lies the state of Wisconsin.

The peninsulas are landmasses otherwise. This extends into the Great Lakes. Providing the Midwest’s only beaches.

So you have almost 3,000 miles of shoreline to explore in Michigan. Only Alaska’s huge coastline state comes close.

In addition, it is freshwater. You also don’t have to be concerned. Because there aren’t any sharks. As if in the sea.

Lakes, to be precise. It doesn’t end there, however. Because there are over 11,000 inland lakes in the state.

Tell it to the Minnesota people. Their state is called as “The Land of 10,000 Lakes” for a reason.

The outdoors, on the other hand, does not begin and stop with lakes. Because there are a few more great aspects about Michigan’s outdoor life…

Other Natural Areas to Visit in Michigan

First and foremost, there is the Upper Peninsula as a whole. It owns almost a third of the land in the state. However, only a small percentage of the population lives there.

The Porcupine Mountains may be seen from there. In addition, there are many waterfalls in and around the region that flow into Lake Superior.

Then have a look at the sand dunes in the state. They’re mostly found along the Lake Michigan coast between Muskegon and Ludington.

The Sleeping Bear Dunes National Lakeshore, for example, is a great place to view these massive dunes. It contains sand dunes that reach hundreds of feet in height.

Other places to visit if you’re an adventurer include:

  • National Lakeshore of Pictured Rocks
  • Presque Isle Park’s Black Rocks
  • State Park on Fisherman’s Island
  • Tahquamenon Falls is a waterfall in the Tahquamenon National Park
  • Mackinac Island is located in the state of Michigan.

What makes these outdoor attractions even more enjoyable? It’s the next of our many advantages of living in Michigan…

In Michigan, there are four seasons.

Because you will be able to experience all four seasons here. Adding a lot of diversity to your outdoor activities.

The winter cold is thawed by spring warmth. And bring to life the beautiful woods and landscapes.

Summers are delightfully pleasant and welcoming. Providing access to beaches around the Great Lakes’ coastline.

Autumn, on the other hand, is the finest season. As the weather becomes colder. The leaves become bright red, yellow, and orange hues.

Getting the UP just right. For an autumn vacation.

Winter has finally arrived. We’re ushering in the new year with a snowy Christmas. As well as ringing in the new year.

This brings me to another of the advantages and disadvantages of living in Michigan. This one is definitely on the plus side…

There are a plethora of enjoyable activities available.

Whether inside or out. There are many leisure activities to choose from.

For those who like being outside. Consider the following possibilities:

  • Kayaking
  • Boating
  • Fishing
  • Hiking
  • Camping
  • Hunting
  • Skiing
  • Skating on the ice
  • Snowmobiling
  • Golfing

Talking about golf. The state boasts one of the largest concentrations of public golf facilities in the country.

So, if you’re a fan of the great outdoors. Then it’s difficult to imagine a more ideal location for rough outdoor activities. This is especially true in the Midwest.

Are you bored with outdoor activities? Then consider some of these additional recreational and cultural possibilities:

  • Holland’s Tulip Time Festival
  • Festival of the arts in Grand Rapids
  • The Henry Ford Museum is located in Detroit, Michigan.
  • Theatrical district of Detroit

I’m all set to curl up on the sofa. Or do you want to dress up and attend to the big game?

Then you’ll see that Detroit boasts clubs in each of the four major sports leagues.

  • Major League Baseball’s Tigers
  • National Basketball Association’s Detroit Pistons
  • The Lions are a member of the National Football League.
  • The Detroit Red Wings are a member of the National Hockey League.

In this state, collegiate athletics are also quite popular. A famous example is the yearly football matchup between Michigan and Ohio State.

While the rivalry between the University of Michigan and Michigan State. Is one of the most ferocious intra-state feuds you’ll ever come across.

However, there is one thing that all of the college sports enthusiasts here can agree on. No one likes the sports teams from Ohio State University in particular.

Let’s talk about college. Another perk of living in Michigan is the opportunity to travel…

Possibilities for Higher Education


Because you and your family will have access to a prestigious collection of educational institutions.

In the University of Michigan system. Because of the educational possibilities that they provide.

Several of the schools have already been mentioned. However, here are a few instances in a nutshell.

According to U.S. News & World Report:

  • Ann Arbor campus of the University of Michigan
  • East Lansing, Michigan State University
  • The University of Detroit Mercy is located in Detroit, Michigan.
  • Mount Pleasant Campus of Central Michigan University
  • Kalamazoo, Western Michigan University
  • Wayne State University is a public university in Detroit, Michigan.

Okay. That brings me to the end of my list of five benefits of living in Michigan.

However, we must strike a balance in this discussion. There are advantages and disadvantages to living in Michigan.

As a result, here are five disadvantages of living in Michigan.

The facts of “The Wolverine State” keep us moving forward.


Winters are cold, snowy, and gloomy.

The winters in this state are severe. There’s no getting around it.

First and foremost, there is snow. Because there is a lot of it in this state.

Lake effect snow is what it’s called.

It’s caused by cold air from the north flowing south. Passing across the Great Lakes, which are warmer.

Warm air rises into the sky as it rises from the lakes. The warm air from the south is mixing with the chilly air from the north.

Snow clouds are being created. And there was a lot of snow around.

As a consequence, the state’s yearly snowfall is measured in feet. We’re not talking about inches here.

Furthermore, the majority of schools and businesses will remain open. It’s all due to the recent snowfall.

So, if you’re from another state. Where a sprinkling of snow will bring the whole thing to a halt. For at least a day, if not longer.

You will have to make a change. By clearing snow from your driveway and walkways on a regular basis. It’s time to go. And going about your everyday routine with your family.

Then there are the days when everything seems to be going wrong. Because the state’s skies are often overcast. And there are just a few hours of daylight in the Midwest.

Even in the spring, summer, and autumn. Many days are gloomy, drab, and overcast. So, if you need the sun to feel your best, you’ve come to the right place. You’ll be without it for many days while you’re here.

Finally, the cold will get your attention. If the clouds and snow haven’t already done their job.

Because this is a very chilly state from December to February.

The high temperatures throughout the days will be below freezing on a regular basis. Low temperatures, even below zero, are not uncommon.

To summarize, prepare for lengthy, cold winters. Warm clothing, ice scrapers, and snow removal tools should all be on hand.

Alternatively, just relocate to a warm-weather state!

Let’s move on to the next one of our negative aspects of living in Michigan…

Transportation Infrastructure Issues

Since you’ve been driving about in your car in this condition. There may be some difficulties.

Then there’s the matter of the roadways. Which are usually in bad shape.

Due to the high seasonal temperatures and snow, cracking and potholes are a problem. Furthermore, repairs are not always completed on schedule.

As a consequence, Consumer Affairs considers the state to be among the worst in the country. Because of the state of its roadways.

Locals, on the other hand, will inform you humorously. Here, there are just two seasons. First, there’s winter. Second, it’s road-building season!

After that, I’m sure you’ll want to visit the Upper Peninsula. Following his relocation to Michigan. Because it is a fantastic experience.

But keep in mind that there is just one major roadway (Interstate 75). It is located in the western portion of the state and leads to the north. To help you cross the Mackinac Bridge.

Once you’ve landed in the Upper Peninsula. The majority of the roadways are in rural areas. In addition, there are rural roads. As a result, allow for some additional travel time.

Finally, there’s the so-called “Michigan left turn.” Because the streets are laid up differently here.

As a consequence, in many instances, it is necessary to perform a left turn. Before you can successfully execute a U-turn to proceed in the other direction, you must first turn right.

After seeing this set up a few times, I decided to try it. It shouldn’t be too difficult for you. However, I felt it was important to note.

Moving on to the next one of Michigan’s drawbacks…

Economic Opportunity Is Spotty

The economy in this country has always been extremely cyclical. Rising, then plummeting. During a period of economic downturn. Having a significant effect on the labor market.

This is mostly due to a dependence on the automobile sector. And the many companies that have grown up to support it over the years.

The economy, on the other hand, has grown more diverse. Particularly after the Great Recession of 2008–2009, which took a toll.

The unemployment rate at the time of publishing. Was very similar to the national average.

Nothing compares to the very low unemployment rate. In a state like Nebraska, for example. An economy centered on industries that are less cyclical. Agriculture, to be precise.

Let’s move on to the next point on my list of Michigan drawbacks…

A College Degree Is Expensive

I stated before that the state has several outstanding institutions. Yes, it does.

The cost of attending any of these institutions, on the other hand, is prohibitively expensive.

On the one hand, a college education is seldom inexpensive. Regardless of where you go.

Some states, on the other hand, provide access to higher education. At more reasonable costs.

Consider the state of New Mexico in the southwest. It offers among of the most affordable in-state tuition prices. Tuition is a fraction of what it is in “The Mitten State.”

Finally, but certainly not least. Another one of the drawbacks of living in Michigan…


Governance that is under question

Because the state’s governance has been questioned at times.

Here are a few of instances…

The State of Michigan is in the news.

In 2013, Detroit was in the news. As the biggest city in the United States to declare bankruptcy.

The city of Flint’s water supply also garnered headlines.

As a result of the public health emergency that began in 2014. When the city’s drinking water was discovered to be polluted. With bacteria and lead.

Grand Rapids, on the other hand, is one of the few cities. Where you can drink tap water without becoming sick.

That’s a positive indication. Because many areas of the state are unable to provide this essential function.

When you live in Michigan, you will have to pay taxes.

You won’t get a tax benefit here, either.

To begin with, the state levies a flat tax on all income. More than 4% of the population.

In addition, the state’s average property tax rate is among the highest in the nation. Depending on where you reside, it’s about 1.5 percent.

Finally, sales taxes impose a financial burden. Adding additional 6% to your purchases of items required to earn a living in Michigan.

Considering the weather here in the winter. And then there are the taxes. There are a number of red flags for anybody weighing the benefits and drawbacks of retirement in Michigan.

Auto Insurance Premiums

You will pay considerably more for car insurance if you live in this state. In comparison to other states in the nation.

Partly as a result of the passage of laws relating to the No-Fault Car Insurance System. Compulsory Personal Injury Protection is also available.

Okay. That’s all I have to say about life in Michigan for today. Let me conclude with a summary…

The Benefits and Drawbacks of Living in Michigan

The following are the top benefits and drawbacks of relocating to Michigan:

  • Various lifestyle options
  • Affordability of living
  • A lot of natural beauty
  • Possibilities for higher education
  • There are many enjoyable activities available.
  • Winters are cold, snowy, and gloomy.
  • Transportation infrastructure is in bad shape.
  • Economic opportunity is sporadic.
  • A college education comes at a high price.
  • Governance that is questionable

I hope that our conversation has helped you in filling in the gaps. Also, answer a few key questions. As an example…

1) How would you describe Michigan?


2) Is it a good idea for me to relocate to Michigan?

Best wishes. Regardless of where you choose to call home.

More information about living in Michigan and elsewhere may be found by clicking here.

Make the most of your financial resources. Having a Home in Michigan (or anywhere)

Several of my favorite financial tools were highlighted throughout the essay.

For your convenience, I’ve summarized them here:


I am not a licensed investment adviser, financial planner, or tax advisor. And I’m not giving you personalized investment advice, financial advise, or tax advice. Furthermore, the only aim of this website is to provide information and pleasure. Furthermore, we are not responsible for any damages incurred as a result of the information provided on this site.

The Benefits and Drawbacks of Living in Michigan


The michigan university pros and cons is a blog post that lists 10 Pros and Cons of living in Michigan right now.

Frequently Asked Questions

What are the cons of living in Michigan?

The cons of living in Michigan are that the winters are very cold and it is not a very sunny state.

What are some cons in Michigan?

Some of the cons in Michigan are that it is a cold place, there is not much to do, and it is expensive.

Is Michigan a good state to live?

Michigan is a great place to live.

  • pros and cons of living in flint, michigan
  • i hate living in michigan
  • pros and cons of living in lansing, mi
  • biggest risks of living in michigan
  • pros and cons of living in st louis
You May Also Like

4 Ways To Track Small Business Expenses

When you own a small business, it can be difficult to keep…

6 Simple Steps to Become a Social Media Influencer in 2021

As more and more social media platforms create original content, influencers are…

25 Transcription Jobs to Make Money Online in 2021

There are at least 200 transcription jobs that pay $25-$100 hourly. However,…

How to Get Started With Couponing

As you were scanning the grocery store, you noticed a coupon for…